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How Payment Processing Can Make-Or-Break Your Business Growth and Success

The foundational function of every business is the ability to receive money in exchange for goods and services. In the past, receiving payment was as simple as the physical transfer of cash or checks. From there, it has expanded to include credit card and ACH processing, as well as the ever-changing electronic payment options of today. As technology continues to grow and evolve, our capacity for processing different types of payments must follow suit. Let’s explore how payment processing is tied directly to business growth and how businesses can make the most of their payment processing solutions.

Popular Internet Scams and How to Protect Yourself from Them

The internet has made our lives easier and more convenient in countless ways. It’s also made us more interconnected and therefore accessible – to people we know and people we don’t. There are many different tactics used online every day to take advantage of people and convince them to share personal information or even send money to scammers. This is especially important to us at Viking, because people with debt are easy targets for these schemes. By knowing popular tactics and being vigilant against them, you can help protect yourself and the people you care about from falling prey to these attacks.

3 Easy Ways for Business Owners to Improve Cash Flow

Cash flow is a the top of the minds of most business owners. It is ever-changing, and you can’t predict what your next month’s revenue will be or even what equipment or staffing challenges you might face. If you’re looking for simple ways to improve your cash flow, Viking Client Services is here to help. Here are three easy ways for you to improve your business’s cash flow. 

How to Increase Your Credit by Using Your Credit Card

In today’s economic climate, it’s nearly impossible to do much without a good credit score. But if you are just starting out your credit journey or have just gotten out of a bad credit situation such as bankruptcy or debt collection, you’ll need to build your credit score. Credit Cards have become the easiest way to build, improve, and maintain your credit score when they are used properly.

How Hiring a Debt Recovery Agency can Benefit Your Small Business

Debt Collection (or Debt Recovery) agencies often have a bad reputation. But there are agencies like Viking Client services who work to treat everyone involved in the debt collection process with dignity and can help your business recover its financial loss. If you’re a small business, you might be wondering if a service like Viking would really benefit you. Here’s why we think recovery from Viking Client Services can help your small business succeed.

The Top 3 Scams to Avoid in the New Year

Scammers are constantly developing new and unique ways to access your funds and personal information. Ultimately, this can lead to identity theft and credit card fraud. Staying educated on the latest scams can help you protect your credit score and your bank account. Here are four scams to keep an eye out for in the new year, along with ways you can avoid them.

Here is How to Make Sure Your Payment System is Ready for the Holidays

The Holiday shopping season allows retailers to make great sales before the end of the year. But business owners and managers know that this time can also be overwhelming and stressful. Before the big holiday rushes, take some time and prepare your payment processing system and staff to handle the higher volume of sales so that you’ll have one less thing to worry about.

Here Are 5 Signs That You Need Help Paying Off Debt

While loans, credit cards, and financing options are helpful, and even necessary at times, too much debt can be overwhelming. It might even be detrimental to your financial well-being. There’s no shame in asking for help with debt that feels insurmountable. There are many great programs that help you consolidate or even reduce your debt. Here are 5 signs you need to bring someone in to help you get out of debt.

How You Can Tell If a Debt Collector is a Scam

Posing as a debt collector is one of the most common ways scammers attempt to trick you out of your money over the phone. If you’ve never dealt with a professional and legitimate debt collection company before, it can be difficult to tell whether or not a collection call is a scam. Here’s how to identify a scammer if you receive a call claiming to be a debt collector.

3 Ways to Improve Your Customers’ Payment Experience

When it comes to your business, you don’t want to miss out on any possible sales. If your customers are having issues paying for your products or services, they might decide to abandon their purchase altogether. To ensure that you are giving your clientele the best possible payment experience, here are some ways you can improve your process.

4 Signs You Need Help from a Third-Party Debt Collection Agency

Debt Collection is not for the faint of heart. It’s an industry that is often looked down upon and seen as an unnecessary evil. But at Viking Client Services, we view debt collection as an opportunity to help businesses succeed, and customers maintain their dignity during the debt collection process. If your company has noticed past due accounts growing, here are four signs that you need to hire a third-party debt collection agency.

What You Need to Know About These 5 Common Financial Scams

There will always be people out there trying to scam us out of our money. The more educated you can be about current scamming tactics, the better prepared you will be when someone inevitably attempts to scam you. Here are the most common financial scams right now and how you can avoid them.

Three Top Ways to Protect Your Customers’ Data

Protecting your customers’ data is a vital part of your business strategy. If your customers’ information is compromised, it’s not only devastating to your customer, but it can also be detrimental to your business. The key to protecting that data and information is to set up protection now so that you don’t have to worry about a security breach in the future. 

The Right Financial Advice 

You’ve probably heard it said at some point that the best day to plant a tree was 20 years ago, and the second best day is today. The obvious takeaway is that what you should have been doing for years shouldn’t be delayed another day. Start now and forget the past.

Managing Money - Good Habits in Hard Times

The economy around us is reeling. In the midst actively recovering from the COVID-19 pandemic and the long-term impacts of supply chain issues, inflation, interest rates, and gas prices are putting us on edge yet again. Without a crystal ball and with gas prices reaching 10-year highs, it’s hard to know how to move ahead in business or in life. 

How to Identify a Scam Debt Collection Call

At Viking Client Services, we’ve been in the debt collection business for more than half a century. Throughout the years, we’ve been questioned many times. 

Economic Vertigo and Financial Stability

Just 2 years ago, our country was in one of the most thriving economic seasons of recent history. Now, after a pandemic and a wide range of national crises, and with supply chain fiascos that have made once commonplace items hard to come by, things look completely and utterly different.

Turning a New Year into a New Financial Season

Whether it’s losing weight or giving up sweets or cigarettes, people are joining gyms, downloading apps, and buying gear to make goals possible. It's New Years Resolution time.

Building Better Financial Habits

The only way that things will be different tomorrow is if you make practical changes today.

Rebuilding Your Financial Life

If you’re like most of America, you were hit financially by the pandemic and all the ensuing economic and financial crisis that rippled out from it. Many Americans ate through all of their savings. Some pivoted to depending on credit cards or cashing in their retirement plans. Business owners - those whose businesses survived the shutdown- had to redefine and reposition themselves just to stay afloat.

“Viking Client Services is harassing me!” (and other things we read online about our company).

We've heard it all. “Viking debt collectors are scammers!” "Viking Client Services is running a scam." "Viking debt collectors threatened me." And the list of accusations goes on and on.

Scams Are On the Rise

You’ve probably received a phone call in the past month or so that informs you of the status of your car’s extended warranty — probably a warranty you were unaware existed. The efforts and attempts to engage people in sales discussions are getting more and more creative. They’re also getting more deceptive. While some companies are simply using diversion and overgeneralizing statements to provoke a response from potential customers, others are upping their scamming game to try to solicit bank account or credit card information. Deceptive methods to generate sales leads are one thing. Deceptive methods to steal money or identity is something entirely different.

Debt Collection - How to Avoid It and How to Recover from It

In our industry, we’re no stranger to the difficulties and challenges of debt collection. We work with people across the country who need to reconcile accounts and pay off past due balances. Sometimes people have just fell on hard times and have compiled more debt than they were able to handle. Sometimes it’s a mistake, and we help people clear their name. Of course, in our industry there are also times that people avoid our calls and it’s an uphill climb to get to any sort of account reconciliation.

Our half a century of experience in this industry is a resource for those who are either trying to avoid debt collection or trying to recover from it. We’ve helped people clear their name, restore their credit, and move ahead with new opportunities.

Here are some thoughts on avoiding and recovering from debt collection: 

Small Business Strategies. Big Business Benefits.

Many small businesses are built around the passion and uniqueness of their owners. A drive to succeed and a product or service that matters to them brought them to start a business and do the hard work to make it last. Whether it’s a small storefront or a service company, keeping a small business moving comes down to providing them with the resources, tools, opportunities, and services that their larger counterparts have access to.

Payment Services to Help Build Small Business

Owning and operating a small business is not for the faint of heart. It’s takes a blend of entrepreneurial drive and detail-oriented attention. It often demands long hours, sacrificed holidays, and weekend work. It requires the ability to wear many hats simultaneously while also juggling. Whether you’re running an online start up or have a storefront business that you’re pouring yourself into, it takes more than an idea to succeed at business.