New Scams To Be Aware Of In 2024

Each year as technology evolves into uncharted territory, new scams begin to emerge alongside them. Scammers, who are intelligent and creative manipulators, are constantly improving their tactics to make use of both changing societal pressures and new technological resources. This blog will review a few new scams to be aware of in 2024, and how new technology is changing some of the classic ploys.

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How To Lower Business Debt And Better Protect Your Future

Debt is an important tool for growing businesses; it enables critical investments like operational expansions and big purchases. However, excessive debt can restrict cash flow and impede day-to-day functions. Finding the right balance is essential for the financial health of small businesses. In this article, we'll explore effective strategies to reduce and manage business debt, to ensure your company's long-term viability.

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Beyond the Numbers: Better Habits for Healthy Credit

Building and maintaining healthy credit is a critical practice in today’s financial landscape. Your credit score proves your creditworthiness; it is an indicator of your financial responsibility and a signal to lenders to trust or distrust you with their money.

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Capturing Holiday Spending is Easy with Good Payment Processing

The holiday season is a busy time for businesses, and small businesses especially depend on it for revenue. A robust, seamless, secure payment processing system is crucial for success during this high-volume sales period. It’s essential to be prepared for the holiday rush, to take full advantage of the increased exposure and traffic. Here's a comprehensive guide to help you navigate and optimize your payment processing during the holidays.

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New Holiday Scams And 5 Tips You Need to Know

As the holiday season approaches, so does the unfortunate rise in scams aiming to take advantage of the spirit of giving and increased consumer activity. Viking Client Services is invested in safeguarding consumers and businesses, so it's important to us to shed light on specific scams that peak during this time of the year. In this blog, we'll delve into several specific scams to watch for during the holidays and provide practical tips to help you stay vigilant and protect yourself at any time of year.

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Navigating the Maze: How to Choose the Best Debt Collection Agency for Your Business

Dealing with unpaid debts can be a frustrating task for businesses. Finding the right debt collection agency is crucial to ensure the efficient recovery of outstanding funds while maintaining a positive customer relationship. In this blog, we will explore the critical components to consider when choosing the perfect debt collection agency for your business.

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Credit Repair: How to Dig Out of Debt in Collections

Having debt in collections is a serious negative mark on your credit report and almost always results in a decline of your credit score. It can be difficult to get new credit cards or other lines of credit while there is a collection on your report. However, there are things you can do to overcome these hurdles. This blog will explore some proven strategies for repairing your credit after you’ve had debt go through collections.

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Navigating Financial Hardships: How to Manage Money and Debt when Times are Tough

Financial stress is something we all deal with. If you’re feeling the pressure in our post-pandemic, inflation-driven world where the cost of living is endlessly increasing – you are not alone. One major challenge about financial stress is that it seriously impacts your mental health. And the decline in your mental health makes it even harder to manage your financial stress and money issues. These two cycle back and forth and compound on each other over time, making the issue feel impossible to navigate. In this blog, we'll discuss how to manage money and debt when times are tough, starting with a reminder for your mental health.

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4 Key Indicators You’re Talking to a Scammer, Not a Real Debt Collector

Having debt in collections is a stressful experience. It can be embarrassing and anxiety-producing to work with debt collectors. However, it’s important to know that lawful debt collectors want to find a peaceful and reasonable solution, and they are required to follow specific rules that protect the consumer. Navigating these conversations, even with a legal, authorized debt collector, can sometimes be confusing and nerve-racking. But how can you recognize when you’re talking to someone who is not genuine? As a legitimate, reputable company, Viking Client Services wants consumers to understand their rights, be able to recognize scams, and know how to protect themselves.

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Debt Repayment That Actually Works: 2 Different Approaches to Best Strategy

Most people will find themselves in debt at some point in their life, whether from higher education, purchasing a home, or simply struggling to manage monthly cash flow. Understanding debt is critical for keeping your finances, and your future, secure. There are several methods for paying down debt; some come a bit faster but with more risk, while others are tried and true, but all of them require patience and persistence.

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How Payment Processing Can Make-Or-Break Your Business Growth and Success

The foundational function of every business is the ability to receive money in exchange for goods and services. In the past, receiving payment was as simple as the physical transfer of cash or checks. From there, it has expanded to include credit card and ACH processing, as well as the ever-changing electronic payment options of today. As technology continues to grow and evolve, our capacity for processing different types of payments must follow suit. Let’s explore how payment processing is tied directly to business growth and how businesses can make the most of their payment processing solutions.

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Popular Internet Scams and How to Protect Yourself from Them

The internet has made our lives easier and more convenient in countless ways. It’s also made us more interconnected and therefore accessible – to people we know and people we don’t. There are many different tactics used online every day to take advantage of people and convince them to share personal information or even send money to scammers. This is especially important to us at Viking, because people with debt are easy targets for these schemes. By knowing popular tactics and being vigilant against them, you can help protect yourself and the people you care about from falling prey to these attacks.

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3 Easy Ways for Business Owners to Improve Cash Flow

Cash flow is a the top of the minds of most business owners. It is ever-changing, and you can’t predict what your next month’s revenue will be or even what equipment or staffing challenges you might face. If you’re looking for simple ways to improve your cash flow, Viking Client Services is here to help. Here are three easy ways for you to improve your business’s cash flow. 

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How to Increase Your Credit by Using Your Credit Card

In today’s economic climate, it’s nearly impossible to do much without a good credit score. But if you are just starting out your credit journey or have just gotten out of a bad credit situation such as bankruptcy or debt collection, you’ll need to build your credit score. Credit Cards have become the easiest way to build, improve, and maintain your credit score when they are used properly.

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How Hiring a Debt Recovery Agency can Benefit Your Small Business

Debt Collection (or Debt Recovery) agencies often have a bad reputation. But there are agencies like Viking Client services who work to treat everyone involved in the debt collection process with dignity and can help your business recover its financial loss. If you’re a small business, you might be wondering if a service like Viking would really benefit you. Here’s why we think recovery from Viking Client Services can help your small business succeed.

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The Top 3 Scams to Avoid in the New Year

Scammers are constantly developing new and unique ways to access your funds and personal information. Ultimately, this can lead to identity theft and credit card fraud. Staying educated on the latest scams can help you protect your credit score and your bank account. Here are four scams to keep an eye out for in the new year, along with ways you can avoid them.

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Here is How to Make Sure Your Payment System is Ready for the Holidays

The Holiday shopping season allows retailers to make great sales before the end of the year. But business owners and managers know that this time can also be overwhelming and stressful. Before the big holiday rushes, take some time and prepare your payment processing system and staff to handle the higher volume of sales so that you’ll have one less thing to worry about.

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Here Are 5 Signs That You Need Help Paying Off Debt

While loans, credit cards, and financing options are helpful, and even necessary at times, too much debt can be overwhelming. It might even be detrimental to your financial well-being. There’s no shame in asking for help with debt that feels insurmountable. There are many great programs that help you consolidate or even reduce your debt. Here are 5 signs you need to bring someone in to help you get out of debt.

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How You Can Tell If a Debt Collector is a Scam

Posing as a debt collector is one of the most common ways scammers attempt to trick you out of your money over the phone. If you’ve never dealt with a professional and legitimate debt collection company before, it can be difficult to tell whether or not a collection call is a scam. Here’s how to identify a scammer if you receive a call claiming to be a debt collector.

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3 Ways to Improve Your Customers’ Payment Experience

When it comes to your business, you don’t want to miss out on any possible sales. If your customers are having issues paying for your products or services, they might decide to abandon their purchase altogether. To ensure that you are giving your clientele the best possible payment experience, here are some ways you can improve your process.

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4 Signs You Need Help from a Third-Party Debt Collection Agency

Debt Collection is not for the faint of heart. It’s an industry that is often looked down upon and seen as an unnecessary evil. But at Viking Client Services, we view debt collection as an opportunity to help businesses succeed, and customers maintain their dignity during the debt collection process. If your company has noticed past due accounts growing, here are four signs that you need to hire a third-party debt collection agency.

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What You Need to Know About These 5 Common Financial Scams

There will always be people out there trying to scam us out of our money. The more educated you can be about current scamming tactics, the better prepared you will be when someone inevitably attempts to scam you. Here are the most common financial scams right now and how you can avoid them.

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Three Top Ways to Protect Your Customers’ Data

Protecting your customers’ data is a vital part of your business strategy. If your customers’ information is compromised, it’s not only devastating to your customer, but it can also be detrimental to your business. The key to protecting that data and information is to set up protection now so that you don’t have to worry about a security breach in the future. 

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The Right Financial Advice 

You’ve probably heard it said at some point that the best day to plant a tree was 20 years ago, and the second best day is today. The obvious takeaway is that what you should have been doing for years shouldn’t be delayed another day. Start now and forget the past.

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Managing Money - Good Habits in Hard Times

The economy around us is reeling. In the midst actively recovering from the COVID-19 pandemic and the long-term impacts of supply chain issues, inflation, interest rates, and gas prices are putting us on edge yet again. Without a crystal ball and with gas prices reaching 10-year highs, it’s hard to know how to move ahead in business or in life. 

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